While searching for a retirement community, it can be difficult to create a definitive list of your wants and needs. There are several important factors to contemplate, and you may need help finding a community that will meet all your expectations. That’s why we’ve devised this list of tips for you to consider as you explore retirement communities on Long Island.
Identify important locations
You know what they always say – location, location, location! When shopping for a retirement community, be sure to consider the locations of important places in your life. Whether they’re doctors’ offices, family members’ houses or other places you frequent, choose a retirement community that makes it easy to get to these places. It can make a difference in your everyday life as well as contribute to convenient travel.
Establish your preferred timeline
Do you want to move in a few months? Or in a few years? Retirement communities on Long Island offer different timing based on availability. Some communities have immediate openings, whereas others have a wait list that can span several years. Ask a retirement counselor about availability, and choose a community that aligns with your timeline.
Schedule a tour or appointment early in the process
Due to possible wait lists, be sure to make a personal appointment far in advance. By meeting with a salesperson early, you’ll have all the information you’ll need to make informed decisions and get a sense of the community.
Learn about the community culture
During your tour or appointment, ask questions about the culture of the community. Some retirement communities on Long Island are religiously affiliated. Other communities focus on creating a resident-driven community, and some focus on creating a more nurturing environment. Consider what type of community would be ideal for you.
Consider your current lifestyle and the lifestyle you want to live in retirement
What activities do you like to do in your spare time? Do you prefer exploring the arts, working on your fitness or volunteering? Perhaps you enjoy all three! Consider these kinds of things when looking at the amenities and services offered at each community. Ideally, you’ll select a community that offers the types of amenities you see yourself using, and one that offers services that will save you time and complement your lifestyle.
Envision your future residence
What is your ideal residence for retirement? How many bedrooms will you need? How many bathrooms? What furniture do you plan on bringing? Do you want space for entertaining? Consider how much space you will need, independent living or assisted living, and what kind of floor plan you want in your senior apartment. By establishing this in advance, you will easily be able to determine which layouts will work for you. Also ask about customizations and design options. Many senior living communities on Long Island invite residents to make their own customizations and contribute to the design process.
Determine what ‘delicious dining’ means to you
What do you expect your dining experiences to be like during retirement? What kinds of foods do you enjoy, and what kind of nutritional diet do you follow, if any? When touring a community, pay special attention to the dining options as well as the number, style and location of venues. Also ask about what kinds of food will be served in each venue.
Think about the healthcare services you want or need
Healthcare services are a big draw for many seniors who are exploring retirement communities on Long Island. Each community offers different contracts and services that range in cost. Consider what kind of services or healthcare coverage you need both now and in the future, and the types of care plans you already have in place. Depending on your answer, you’ll have a better idea of the type of contract that is best for you.
If you’re not sure what kind of services you need, consider a Life Plan Community (also known as a Continuing Care Retirement Community or CCRC). These specific types of retirement communities offer a full continuum of care, providing you with a future of healthcare assurance.
Work with advisors
Lastly, but arguably most importantly, consider working with professional advisors, such as an attorney, financial advisor or tax professional. These professionals can review contract options and determine which ones will work best for you based on income, assets and other important financial factors. A tax professional also can help you determine your future tax savings once you become a community resident, which could make a difference in your final decision.
Start planning your future and make a personal appointment with Fountaingate Gardens today! Give us a call at 631-715-2693, or contact us.
